DISCLOSURES

Client Relationship Summary (Form CRS)

Introduction

Bridge Capital Associates, Inc. (BCA) is registered as a broker/dealer with the Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA). We work with clients and investors on all types and sizes of private securities offerings, mergers and acquisitions (M&A), and private investment in public equity (PIPE) transactions. The associates of BCA also provide other financial reporting and compliance services to companies and their boards

We believe that it is important to understand how investment advisory and brokerage services and fees differ. There are free and simple tools available to research firms and financial professionals at www.investor.gov/CRS which also provides educational materials about investment advisers, broker-dealers and investing.

Relationships and Services

What investment services and advice can you provide me?

BCA does not make recommendations on general securities; however, our independent financial professionals will make recommendations regarding private placements. Our independent financial professionals market private investments of unregistered and restricted securities. We will not provide any investment opportunities to you unless we are involved in the offering of those securities. We offer brokerage services to institutional and retail investors by arranging private offerings of debt and equity securities and providing advice on M&A and PIPE transactions. We conduct these services in conjunction with other investment banks, venture capital firms, private equity firms, and other financial institutions. If you invest through one of our registered representative associates, they will meet with you virtually or in person to understand your current financial situation, existing resources, goals, and risk tolerance. We have no minimum account size or investment
amount requirements, provided that you are eligible to purchase the securities in the private offering as set forth in the offering documents. BCA does not open or maintain traditional brokerage customer accounts.

Conversation starter – Questions to Ask Us

Who is my primary contact person? Is he or she a representative of an investment adviser or a broker-dealer?
Who can I talk to if I have concerns about how this person is treating me?
Given my financial situation, why should I invest in a private placement?
How will you choose investments to recommend?

What fees will I pay?

BCA is a broker-dealer and provides brokerage services rather than advisory accounts and services. We receive our fees directly from our investment banking clients. Our fees are usually paid from the proceeds of the private securities offering in which you invest. Those fees vary from offering to offering although in general, the fees range from 1 – 15% of the gross amount of funds raised in the offering. By investing in one of our offerings, you are indirectly paying the fees on behalf of our investment banking clients. Please check the documentation provided by your Representative to assess any fees you may be charged as an investor. You will pay fees and costs whether you make money or lose money on your investment. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand
what fees and costs you are paying.

Conversation Starters – Questions to Ask Us

  • What additional costs should I expect in connection with my investment?
  • Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs and how much will be invested for me?

What are your legal obligations to me when providing recommendations? How else does your firm make money and what conflicts of interest do you have and how might these conflicts affect me? How will you address these conflicts?

We must abide by certain laws and regulations in our interactions with you. We must act in your best interest and not place our interests ahead of yours when we recommend an investment or an investment strategy involving securities. When we provide any service to you, we must treat you fairly. Unless we agree otherwise, we are not required to monitor your portfolio or investment on an ongoing basis.

Our interests can conflict with your interests. You should understand and ask us about these conflicts because they can affect the recommendations we provide you. For instance, we might recommend that you invest in a private security offering of one of our clients to whom we provide investment banking services. When we provide recommendations, we must either eliminate these conflicts or tell you about them and in some cases mitigate them.

Conversation Starters – Questions to Ask Us

  • What is your relevant experience, including the licenses, education, and other qualifications of the financial professional with whom I am working?
  • How might your conflicts of interest affect me, and how will you address them?
  • What are the most common conflicts of interest? How do you manage those conflicts?
  • Tell me how you and your firm make money in connection with my investment? Do you or your firm receive any payments from anyone besides me in connection with my investments?

How do your financial professionals make money?

Our Registered Representative Associates earn transaction fees based on the total value raised in a particular offering. These fees are included in the offering documents. Our Registered Representative Associates may work on investment banking engagements for an extended period of time in order to successfully complete an offering.

Our Registered Representative Associates perform investor identification and verification, manage investor records, ensure transparency and investor protection, perform due diligence, and transact securities offerings.

Conversation Starters – Questions to Ask Us

  • What type of due diligence do you require?
  • As a financial professional, do you or your financial professionals have disciplinary history?

Yes. Visit www.investor.gov/CRS for a free and simple search tool to research our firm and our financial professionals.

Conversation Starters – Questions to Ask Us:

  • As a financial professional, do you have any disciplinary history? For what type of conduct?

Additional Information

You can find additional information about our firm’s brokerage services at FINRA’s BrokerCheck portal (www.BrokerCheck.FINRA.org) by searching for Bridge Capital Associates, Inc. You may also contact our firm at 770-923-9632 and talk to any one of our investment professionals or support staff.

Client & Investor Identification Program Notice

To help the government fight the funding of terrorism and money laundering activities, federal law requires financial institutions to obtain, verify, and record information that identifies each person and entity with whom we effect securities transactions.

This Notice answers some questions about our Client/Investor Identification Program.

What types of information will I need to provide?

When you commence a business relationship with BCA, BCA is required to collect information such as the following from you:

 

Basic Information
  • Your name and Date of birth
  • Address
  • Identification number
U.S. Citizen

taxpayer identification number (social security number or employer identification number)

Non-U.S. Citizen

Taxpayer identification number, passport number, and country of issuance, alien identification card number, or government-issued identification showing nationality, residence, and a photograph of you. You may also need to show your driver’s license, passport, or other identifying documents.
A corporation, partnership, trust or other legal entity may need to provide other information, including but not limited to; its principal place of business, local office, employer identification number, certified articles of incorporation, government-issued business license, a partnership agreement, or a trust agreement.

Additional Information

U.S. Department of the Treasury, Securities and Exchange Commission, FINRA, and New York Stock Exchange rules already require you to provide most of this information. These rules also may require you to provide additional information, such as your net worth, annual income, occupation, employment information, investment experience and objectives, and risk tolerance.

What happens if I don’t provide the information requested or my personal and/or my company’s identity can’t be verified?

Your firm may not be able to conduct business with BCA. If BCA or its associated persons have already commenced a securities business with you, they may have to sever the relationship.

We thank you for your patience and hope that you will support the financial industry’s efforts to deny terrorists and money launderers access to America’s financial system.

Bridge Capital Associates, Inc. Business Continuity Summary Statement

Bridge Capital Associates, Inc. has developed a Business Continuity Plan regarding how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions are unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.

Contacting Us

If after a significant business disruption you cannot contact us as you usually do at Carrie, Tiffany or (770) 923-9632, you should call our alternative number at (678) 640-2120 or go to our website at www.bridgecapitalassociates.com. If you cannot access us through the website, please email Carrie

Our Business Continuity Plan

We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our clients and investors to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.

Our business continuity plan addresses: data back up and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical suppliers, contractors, banks and counter-parties impact; regulatory reporting; and assuring our clients prompt access to their investments if we are unable to continue our business.

We thank you for your patience and hope that you will support the financial industry’s efforts to deny terrorists and money launderers access to America’s financial system.

We back up important records through a 3rd party data archive provider. While every emergency situation poses unique problems based on external factors, such as time of day and the severity of the disruption, we have been advised by our vendor that its objective is to restore its own operations and be able to restore all existing data in under 1 business day. Your communications with us may be disrupted until such time as our data is restored.

Varying Disruptions

Significant business disruptions can vary in their scope, such as only our firm, a single building housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to a local site when needed and expect to recover and resume business within four (4) hours. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area, and recover and resume business within four (4) business hours. In either situation, we plan to continue in business and notify you through our website www.bridgecapitalassociates.com or our customer emergency number, 678-640-2120 how to contact us. If the significant business disruption is so severe that it prevents us from remaining in business, we will assure our client’s prompt access to their investments.

For more information – If you have questions about our business continuity planning, you can contact us at (770) 923-9632 or carrie@bridgecapitalassociates.com.

Bridge Capital Associates, Inc. Privacy Policy

Bridge Capital Associates, Inc. collects nonpublic personal information about you and your firm from the following sources:

Information we receive from you on applications or other forms;
Information about your transactions with us or others; and
Information we may receive from a consumer reporting agency.
More Info

We do not disclose any nonpublic personal information about you or your company to anyone, except as permitted by law.

If you decide to cease conducting business with us for any reason, we will adhere to the privacy policies and practices as described in this notice.

Bridge Capital Associates, Inc. restricts access to your personal and business information to those employees and associates who need to know that information to provide products or services to you. Bridge Capital Associates, Inc. maintains physical, electronic, and procedural safeguards to guard your nonpublic personal and business information.

We have chosen not to disclose any of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements, even though such disclosure is permissible by law.

This policy will remain in effect until further notice.

Carrie Wisniewski
President

BCA Form CRS Final

Providing you with Expert Solutions!

Bridge Capital Associates, Inc., Member FINRA & SIPC